Final Expense & Life Insurance You Can Trust

Take Control of
Your Future

Affordable life insurance that protects your family and pays for your final expenses — so the people you love are never left with the bill.

Ages 50–85 Welcome
No Medical Exam Options
Coverage That Never Expires
Rates Locked For Life

About Lumos Life & Legacy

For years, we've built our agency on one simple belief: families deserve honesty and protection, not pressure. We care about every client like our own family, and we've spent years perfecting our craft so you get the right coverage at the right price.

Family First

We treat every client like our own parents and grandparents — honesty over pressure, always.

Licensed & Trusted

We work with A-rated carriers like Mutual of Omaha, Americo, and American Amicable.

Perfecting Our Craft

Years of refining how we serve families means you get the right coverage at the right price.

Here For Life

We don't disappear after the sale. We're your agent for the life of your policy.

Real stories from the families we've protected — client reviews coming soon.

Know The Truth

Myths & Facts

There's a lot of confusion out there about final expense coverage. Tap each card to see the real facts.

MYTH

I'm too old or too unhealthy to qualify.

MYTH

Final expense insurance is too expensive for me.

MYTH

My family can just cover the funeral out of pocket.

MYTH

The life insurance through my job is enough.

MYTH

It takes months for my family to see any money.

MYTH

My coverage shrinks and my rate climbs as I get older.

Coverage, rates, and availability vary by age, health, and state. Exact options and pricing are confirmed by a licensed agent.

We're Hiring

Build a Career With Purpose

Whether you're a licensed agent or just getting started, we give you the leads, the training, and the AI-powered tools to actually win. Help families and build a real future doing it.

Uncapped Commission

Your income is in your hands — top producers earn six figures.

Quality Leads Provided

Spend your time selling, not chasing — we supply real, interested leads.

AI-Powered Tools

Our in-house AI dialer and CRM do the busywork so you can focus on families.

Training & Mentorship

New or seasoned, we'll get you licensed, trained, and winning fast.

Get In Touch

Questions about coverage, or ready for a free quote? Call us — a real, licensed agent will help you, no pressure.

Call us today
(262) 497-9046
Visit us
Lumos Life & Legacy
420 7th St, Racine, WI 53403

Request a Free Quote

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